Online - Saving account

[violetta0221]

кто каким on-line saving account пользуется. я все пyтаусь выбрать, а то с Wachovia я наверно болше $5 не заработала за последние 5 лет.:znaika:

[stydent]

не скажу но вложыть могу помочь. высылаи чецк

[Neron]

кто каким on-line saving account пользуется. я все пyтаусь выбрать, а то с Wachovia я наверно болше $5 не заработала за последние 5 лет.:znaika:

Не стоит ими вообще пользоваться. При инфляции 3.5%-4% сэйвать под максимум 2% себе дороже.

[violetta0221]

Не стоит ими вообще пользоваться. При инфляции 3.5%-4% сэйвать под максимум 2% себе дороже.

Почему?
Я решила идти с ING, y них 1.65% шас.

[Vinn]

Почему?
Я решила идти с ING, y них 1.65% шас.

[КошЫчка]

у меня Emigrant Direct

[Neron]

Почему?
Я решила идти с ING, y них 1.65% шас.

Если цены выросли за год на 4%, а Вам заплатили даже 2%, то Вы выиграли или проиграли от такого вложения?

[Vinn]

---- ----- -----
APY Eff. Bank/CU/Other Min Inq. Checks Card Orig/Target FW link Notes
3.56% 02/26 Broadway Fed Bank Annv SA $1K Y? N A N*/Y fw link *Option to fund via ACH. Apply online only.
3.15% 01/22 ShoreBank OSA $1 ? N N Y/? fw link
3.10% 02/08 Red Neck Bank Mega MMA $0 N N Y Y/Y
3.10% 02/08 AmeriNet Bank Mega MMA $0 N N Y Y/Y
3.10% 02/08 Evantage Bank Mega MMA $0 N N D Y/Y
3.00% 02/02 Alliant CU Savings $5 Y N A Y/Y fw link If<$100,0% APY; deposit scanned checks with eDepositPlus
3.00% 02/17 Danvers Bank $1 Online Savings account. $1 min to open
3.00% 02/20 CNB Bank Direct OSA $0 Y N N Y/Y fw link $1 min to open
2.85% 02/26 Chesapeake Bank OSA $1 N N N Y/Y fw link 50K wthdrw/100K dpst /day. Not currently opening new accts or accepting deposits
2.82% 01/30 Provident Direct $1 N N A Y/Y fw link limits on transfers. see thread.
2.75% 03/01 Alliant High Rate Checking $1 Y Y D Y/Y fw link scanned check deposits available with eDepositPlus
2.75% 02/06 GMAC Bank Online Savings $0 N N N Y/Y fw link Paper statements only.
2.75% 02/20 Flagstar Express MMA $0 Y Y Y Y/Y fw link
2.75% 02/21 Union FSB Money Market $1 N N N Y/Y fw link
2.74% 02/18 Century Bank Savings $100 N N N N/Y fw link Only 3 free withdrawals/month
2.60% 05/11 Presidential Bank SA $0 Y Y Y Y/Y fw link $5K to open, >$35K = 2.4%
2.60% 02/23 Savings Square SA $1 N N N Y/Y fw link
2.59% 02/18 Century Bank Direct MMA $1K N Y Y N/Y fw link only 3 free withdrawals/month
2.56% 02/22 Zions Internet MMA $2500 N Y Y Y/Y fw link
2.54% 02/22 Nationwide Bank MMA $1K N Y Y Y/Y fw link
2.53% 01/22 Virtual Bank $100K N N N Y/Y $10k-$25k 2.28%,$25K-$50K 2.53%, $50K-$100k 2.74%
2.50% 03/03 DollarSavingsDirect SA $1K N N N Y/N* fw link 1% < $1K, no fees, no ACH pull
2.50% 02/22 Apple Bank Grand Yield $1 N N N Y/Y fw link $2500 to open
2.48% 02/05 Venture Bank Direct SA $0 N N N Y/Y fw link
2.46% 01/01 Everbank YieldPledge MMA $1.5k N N N Y/Y fw link Intro. 3.18%, $4.95/mo < AVG $1.5K
2.45% 02/22 Amegy Bank MMA $10K N N Y N/Y $12/fee<$1K
2.44% 03/03 Corus Bank Ultimate MMA $10K N Y A N/Y $100 open. $10K avoid $25/mo
2.40% 02/02 FNBO Direct OSA $1 N N D Y/Y fw link
2.33% 02/25 Cap One Costco Savings $10K N N N Y/Y fw link 1.25% < $10K, no fees
2.27% 02/25 Cap One Online Savings $10K N N N Y/Y fw link
2.26% 02/22 giantbank.com MMA $1K ? Y N Y/Y Min. 1K to open, < 1K = 0%
2.25% 03/03 OneUnited Bank E-Savings $1K N N Y Y/Y fw link Int. quarterly.
2.25% 02/23 Century Bank Checking $100 N Y Y N/Y fw link 5 ATM surcharges rebated per month
2.25% 02/20 Doral Bank Direct $1K ? ? ? ?/? fw link Limited by region.
2.25% 02/18 HSBC Direct OSA $1 N N D Y/Y fw Link
2.25% 02/19 Indymac E-Money Market $1K N N N Y/Y fw link $7 fee< $1K, FDIC run since 7/11
2.15% 02/27 GMAC Bank Money Market $0 N Y D Y/Y fw link
2.00% 03/03 Bank of Internet HYS $0 N N Y N/Y fw link $100 to open, no fees
2.10% 02/24 Citi Ultimate Savings $0 N N D Y/Y fw link
2.10% 02/22 E-Loan Savings Plus $100K N N N Y/? fw link $5K open. no min. tiered. $100/mo deposit req.
2.05% 02/26 Emigrant Direct $1 N N N Y/N* fw link No ACH pull
2.02% 02/26 Amboy Direct Savings $1 N N N Y/N* fw link No ACH pull
2.01% 02/26 WT Direct Savings $10K N N N Y/Y 0.50% < $10K, no fees
2.00% 02/27 Schwab Investor HYS $1 ? N Y Y/Y fw link ATM Refunds, free ACH by phone (not online). No brokerage req'd.
2.00% 02/22 Salem Five eOne Checking$100K N Y Y N/Y fw link
2.00% 12/15 Sovereign Bank MM $75K N Y N N/Y <75k=1.75%, <25k=1.50%, <$10k=1.00%, *$1k min to avoid $5 fee
1.95% 03/03 ING EO Checking $100K N? Y D Y/Y fw link .50% < 50K; 1.95% > $50K; 2.15% > $100k
1.95% 03/02 E*Trade Complete Savings $1 N N N Y/Y fw link
1.85% 03/03 IGObanking Savings $1 N N N Y/Y fw link
1.75% 01/22 Countrywide SavingsLink $50K N N N Y/Y fw link <$10K 1.05%, $10K-$50K 1.65%
1.70% 02/22 SECU Advantage MM $100K N Y D N/Y fw link
1.70% 02/19 Bank of Internet MM $1 ? Y Y N/Y fw link $100 to open, no fees
1.70% 02/22 Umbrella Bank MMA $1K Y Y Y Y/? fw link 1.95% for > $25k
1.65% 03/03 ING Direct SA $1 ? N N Y/N fw link
1.60% 02/08 Umbrella Bank SA $100 Y N N Y/? fw link 1.95% for > $25k
1.50% 01/22 Citi Ultimate Money $0 N N N Y/Y fw link Must have Citi checking
1.50% 08/17 AmTrust Direct e-savings $1 Y N N Y/Y fw link 4% for 90 days new money
1.30% 02/22 OnBank MM Savings $1 N N N Y/Y
1.26% 01/03 EverBank FreeNet Checking $1 Y Y D Y/Y Higher rates $10K ; introductory 3-month rate 3.76%
1.25% 02/22 BankMutualDirect $25K Y N N Y/Y $125/mo if bal < $25K!
1.10% 02/06 UFB Direct Traveler Svng $500 Y N A N/Y fw link 500 AA miles; up to $4.50/stmt ATM reimb
1.00% 11/14 Schwab Checking $0 Y* Y Y Y/Y fw link 2nd hard inq. w/ margin
1.00% 01/23 WaMu Online Savings $1 N N N Y/Y fw link Run by JP Morgan Chase since 9/25/08
0.75% 01/22 E*Trade MaxRate Checking $5K Y Y Y Y/Y fw link 0.05% < $5K
0.20% 12/09 Fidelity mySmartCash $0 N Y Y Y/Y fw link Higher APY with FSLXX, ATM rebates
0.04% 02/22 Wachovia MMA $1K Y? N N Y/Y $2.5K to avoid $

[Neron]

---- ----- -----
APY Eff. Bank/CU/Other Min Inq. Checks Card Orig/Target FW link Notes
3.56% 02/26 Broadway Fed Bank Annv SA $1K Y? N A N*/Y fw link *Option to fund via ACH. Apply online only.
...

Осталось уточнить размеры фии и ежегодных/ежемесячных оплат на таких аккаунтах.

[Vinn]

Осталось уточнить размеры фии и ежегодных/ежемесячных оплат на таких аккаунтах.

они уже есть в списке:
no fees
$12/fee<$1K
$4.95/mo < AVG $1.5K
и т.д.