Barack Obama on his girls: "I have men with guns surrounding them at all times, which I'm perfectly happy with..." (c) Why can he protect his family with guns and I can't?
НУ как же в чем.. так же как с телефоном.. представь ты на крючке у Верайзона на 4-5 месяцев. А с новым лизом-контрактом - 24.
Плюс всякие файненсовые процентики. Плюс, у машин бывают рибейты от манюфакчур, спецальные программы, о которых ты и слухом не ведовал. Плюс, у машины скорее всего будет выше ресейл валюе.
надо график нарисовать сколько авто стоит учитывая возраст и пробег, там наверно можно будет разглядеть легко где разница...
посидел, поигрался на мб с лиз калькулятором...
меня длинну лиса по 3 месяца за рас, цена то падает то возрастает, 27 месяцев на 50 баксов дешевле 24, а 30 уже на 40 дороже 27....
где бы формулу найти как они считают?
на тебе, дима, например
Here are the mechanics of how to calculate your own lease, without a lease calculator. Understanding the formula comes in handy when you are at the dealership and do not have access to internet or a computer with a lease calculator. It’s pretty useful if you want to cross-check the dealers math.
What you need:
MF: The Money Factor. (You can find out what your interest rate is by multiplying the money factor by 2400)
RV: Residual Value. What the car is worth at lease-end.
CC: The Capitalized Cost AKA Sale Price.
LST: Local Sales Tax.
M: Term of the lease (24,36,48,etc)
I am going use the latest quote I got for the G37 I was shopping for as an example.
Step 1: Monthly Depreciation Charge
(CC – RV) / M
(32,916 – 22,185) = 10,731 / 36 = $298.08
Step 2: Monthly Finance Charge
(CC + RV) * MF
(32,916 + 22,185) = 55,101 * 0.00186 = $102.49
Step 3: Total Monthly Charge (plus tax)
(Monthly Depreciation Charge + Monthly Finance Charge) * LST
(298.08+102.49) = 400.57 * 1.0825 (8.25% tax) = $433.62
The actual quote I got is $453 a month. Why the $20 difference? Because they rolled in the Acquisition fee (bank fee) of $595 into the Cap Cost of the car. So keep that in mind next time you lease. Its probably better to pay that upfront. Otherwise, that $595 ends up costing $720 after all is said and done.
Женщина должна сидеть дома, плакать, штопать и готовить. (В.Жириновский)
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