This is to list Lenders & Rates that people have dealt with and have had good experiences and are considered "Reputable" and not some flyby companies.
30 Year Fixed best rates (To get advertised rates assume: Good Credit (720+), Stable jobs, 80% Maximum LTV):
06/19/2012 3.375% Absolute Mortgage Co - Quicken Loans, Brennan Hubbert can be reached at x111
07/14/2010 4.5% WTSBLOANS.com is Mortgage Man NJ (MMNJ) and here is his PM, 732-348-5397,
[email protected]. You can also reach Bill L (AMBL), 610-572-2220,
[email protected].
06/19/2012 3.75% ACQ Mortgage (Formerly known as Madrate.com)
06/19/2012 3.75% IndyMac Refinance Page (now OneWest Bank
06/19/2012 3.75% (+1 Points Origination fee) Wells Fargo (Wachovia is also now Wells Fargo btw)
06/19/2012 3.75% (+1 Point Origination Fee)Penfed.org
06/19/2012 3.875% EverBank Page 877.436.4381
09/26/2010 4.25% Pat Tovey PT Mortgage Inc(Only in Massachusetts) and Pat's (she is a lady) email is
[email protected]
15 year Fixed:
06/19/2012 2.75% Absolute Mortgage Co - Quicken Loans, Brennan Hubbert can be reached at x111
07/14/2010 4.0% Mortgage Man NJ (MMNJ) here is the link to the website as well West Town Bank Lending Division
06/19/2012 3.125% EverBank Page 877.436.4381
09/26/2010 3.625% Pat Tovey PT Mortgage Inc(Only in Massachusetts) and Pat's (she is a lady) email is
[email protected]
ARMs , 5/5, 5/1, 7/1 No Points:
06/19/2012 3.00% 5/5 ARM Penfed.org(Jumbo is the same for this ARM product).
07/14/2010 3.375% 5/1 ARM Mortgage Man NJ (MMNJ) here is the link to the website as well West Town Bank Lending Division
07/14/2010 3.75% 7/1 ARM Mortgage Man NJ (MMNJ)
If you know what MBS pricing is you can look that up yourself here:
http://www.mortgagenewsdaily.com/mbs/